FAQ

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Do you take insurance?

Hands On Physical Therapy is a cash practice, with invoices coded to submit to insurance by the patient.

Why should I go to a cash practice?

Treatments are an hour session, without limitations set by insurance company, You are seen less frequently, therefore missing less time from work. Most often is 1 time a week.

How much do you charge for a session?

The rate for a treatment session is $110 per hour.
Children 18 and younger is $60 per hour.

What kind of symptoms do you treat?

Pain anywhere on the body, neck, low back, shoulders, elbows, wrists, hips, knees and ankles. Headaches, vertigo, tennis elbow, carpal tunnel, fibromyalgia, plantar fascitis.......

What do your patients say about you?

I've worked with many patients over the years, and helped with a  variety of ailments ... click below to read some of their testimonials of working with Hands On Physical Therapy!

Find out more
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Why is insurance not filed at Hands On Physical Therapy?

An insurance based practice has to follow the guidelines set by the insurance company which means a lot of documentation time and spending much less time with patients, 30-40 min, instead of an hour. That time is being used to type reports, be seen by an assistant or being set up on modalities/machines such as ultrasound and electrical stimulation. The insurance company dictates what is allowed and not allowed and will only reimburse about half of what is billed to the therapist. Therapists are being asked to document while with the patient, having to be very careful with the documentation as it affects reimbursement by the insurance company, which affects the therapist’s ability to focus on the patient. Hands On Physical Therapy believes that hands-on therapy, focused on the patient, not the computer, is more effective. Each patient will receive an hour of one-on-one care, which results in faster healing, fewer trips, less work missed, feeling like you are listened to and you are the most important person at your treatment sessions. 

Can I bill my insurance for reimbursement of my out-of pocket expenses?

This will depend on your insurance company, but YES, most patients can get reimbursement for their treatments, from 50-80%, depending on your particular policy.  You can contact the insurance company ahead of treatment to see what your policy will cover and ask about reimbursement for “out-of-network physical therapy” treatments.  Let them know that the CPT codes that will be used are 97161 Evaluation, 97140 Manual therapy and 97110 Therapeutic Exercises.  Ask them how you would submit a claim to them.  You should be able to print claim forms off of your insurance companies website and send it in with a receipt with the appropriate treatment CPT codes and other required information provided at the end of your treatment sessions with Hands On Physical Therapy.

Will these qualify for FLEX plans?

Yes, you may submit the invoice for any type of FLEX plan.  If you don't already have a flex spending plan contact your company to see if they offer such a plan.  In general, you plan ahead for any out of pocket medical expenses.  Your company will take this money out of your pay check and you will be taxed on the final amount, so it can lower your taxes.  Your company will put the money in an account and when you have an out of pocket expense you submit your receipt and get your money back. You need to check with your company to see what they will do with any unused portions.


Regular tune-ups for your body will help you age healthier and promote improvement in your bodies ability to function while doing your daily activities including any type of recreational activity you enjoy.